04981 ZIP Code — Stockton Springs, ME

Waldo County, Maine

ZIP code 04981 is located in Stockton Springs, Maine, within Waldo County. It covers approximately 37.73 square miles and serves a population of 2,479 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04981

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $198,400. Owner-occupancy is high at 87%, well above the national average.

Median household income is $72,500. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 35 minutes is near the national average.

Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.

Overall, ZIP code 04981 reflects a community defined by high homeownership and a significant Social Security-dependent population.

2,479

population

37.73

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04981 ZIP code map

Cities in ZIP code 04981

Below are the cities the US Postal Service accepts for ZIP code 04981. Using any city not on this list may result in mail delivery delays.

City	Status
Stockton Springs	Acceptable
Stockton Springs	Preferred

Nearby ZIP codes

04974 Searsport (3.7 mi) 04438 Frankfort (5.7 mi) 04421 Castine (8.5 mi) 04416 Bucksport (8.6 mi) 04496 Winterport (8.9 mi) 04476 Penobscot (9.6 mi) 04951 Monroe (9.8 mi) 04915 Belfast (10 mi) 04420 Castine (10.1 mi) 04472 Orland (10.2 mi) 04617 Brooksville (12.7 mi) 04474 Orrington (13.7 mi)

Demographics updated 05/2026

Population
Total population	2,479
Population density	66 / sq mi
State FIPS	23
County FIPS	027

Geography
Land area	37.73 sq mi
Water area	12.30 sq mi
Latitude	44.5257
Longitude	-68.8689
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.2%	43.2%	42.3%
$50k – $100k	43.8%	35.6%	32.3%
$100k – $200k	17.5%	17.8%	20.6%
Over $200k	5.5%	3.4%	4.9%

Demographics & statistics

2,479

Population

People per sq mi

50.2

Median age

$72,500

Median household income

$38,726

Per capita income

$198,400

Median home value

$1,170

Median monthly rent

86.9%

Home ownership

10.9%

Poverty rate

5.2%

Unemployment

1,186

Housing units

29.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

115

10–14

111

15–19

20–24

132

25–34

127

133

35–44

127

187

45–54

180

55–59

141

60–64

135

158

65–74

152

127

75–84

122

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	393	15.9%
18 and over	2,086	84.1%
65 and over	617	24.9%
Median age	50.2 years

Race & ethnicity

White 96.9%

Two or more races 1.7%

Hispanic or Latino 0.6%

Black or African American 0.4%

Asian 0.4%

American Indian / Alaska Native 0.1%

Group	Count	%
White	2,416	96.9%
Two or more races	42	1.7%
Hispanic or Latino	14	0.6%
Black or African American	9	0.4%
Asian	9	0.4%
American Indian / Alaska Native	3	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.2%	43.2%	42.3%
$50k – $100k	43.8%	35.6%	32.3%
$100k – $200k	17.5%	17.8%	20.6%
Over $200k	5.5%	3.4%	4.9%

Under $10k 4.4%

$10k–$15k 4.3%

$15k–$25k 7.8%

$25k–$35k 5.2%

$35k–$50k 9.4%

$50k–$75k 20.7%

$75k–$100k 17.7%

$100k–$150k 19.7%

$150k–$200k 6.3%

$200k+ 4.5%

Range	% of households
Under $10k	4.4%
$10k–$15k	4.3%
$15k–$25k	7.8%
$25k–$35k	5.2%
$35k–$50k	9.4%
$50k–$75k	20.7%
$75k–$100k	17.7%
$100k–$150k	19.7%
$150k–$200k	6.3%
$200k+	4.5%
Median income	$72,500

Housing

Home values

Under $50k 2.6%

$50k–$100k 14.5%

$100k–$150k 13.0%

$150k–$200k 20.3%

$200k–$300k 25.7%

$300k–$500k 17.6%

$500k–$1M 5.3%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$198,400
Median rent / month	$1,170
Owner occupied	86.9%
Renter occupied	13.1%
Vacant	14.8%
Single-family detached	67.9%
Large apartment buildings	0.0%
Mobile homes	16.6%
Median rooms	5.9
Avg household size (owned)	2.19

Year built

Era	%
2020 or later	0.2%
2010–2019	7.1%
2000–2009	32.4%
1990–1999	13.0%
1980–1989	11.4%
1970–1979	8.2%
1960–1969	4.9%
1950–1959	3.9%
1940–1949	2.2%
1939 or earlier	16.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.1%
1 bedroom	2.8%
2 bedrooms	31.7%
3 bedrooms	45.2%
4 bedrooms	13.3%
5+ bedrooms	5.9%

Vehicles per household

Vehicles	% of households
No vehicle	1.9%
1 vehicle	29.6%
2 vehicles	47.8%
3 or more	20.7%

Heating fuel

Fuel type	%
Electricity	4.0%
Propane / LP gas	19.2%
Fuel oil	61.7%
Wood	13.1%

Households & families

Household type	Count	%
Married-couple family	649	57.0%
Cohabiting couple	119	10.5%
Male householder, no spouse	155	13.6%
Female householder, no spouse	215	18.9%
Households with children under 18	201	17.7%
Households with seniors (65+)	447	39.3%
Average household size	2.18

Marital status

Status	Male	Female
Never married	23.8%	18.4%
Married	60.7%	58.8%
Separated	0.0%	1.3%
Widowed	1.6%	9.4%
Divorced	14.0%	12.1%

Education

Less than 9th grade 1.1%

Some HS, no diploma 2.1%

HS graduate 40.2%

Some college, no degree 14.0%

Associate's degree 13.4%

Bachelor's degree 15.9%

Graduate / professional 13.2%

Metric	%
HS diploma or higher	96.8%
Bachelor's or higher	29.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	21	5.0%
Kindergarten	6	1.4%
Elementary school	230	54.2%
High school	105	24.8%
College / grad school	62	14.6%

Employment

Industry of employment

Education & healthcare 27.5%

Retail trade 16.4%

Manufacturing 11.6%

Transportation & utilities 7.9%

Construction 7.0%

Finance & real estate 5.7%

Arts, food & hospitality 5.3%

Public administration 5.3%

Professional & management 4.7%

Wholesale trade 3.7%

Other services 2.4%

Agriculture & mining 1.9%

Information 0.5%

Occupation

Category	%
Management, business & arts	37.7%
Service	10.3%
Sales & office	21.7%
Natural resources & construction	12.7%
Production & transportation	17.5%

Employment type

Type	%
Private sector	76.2%
Government	16.7%
Self-employed	7.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.1%
Carpool	6.5%
Public transit	0.0%
Walk	1.6%
Work from home	9.1%
Other means	3.6%
Avg commute (minutes)	35.0

Poverty

All people 10.9%

Under 18 years 13.8%

18 and over 10.3%

Married-couple families 3.1%

Female-led households 16.2%

Income support

Source	% of households
Social Security	41.9%
Retirement income	27.5%
Supplemental Security	6.1%
Cash public assistance	2.0%
Food stamps / SNAP	7.0%

Health indicators

Condition	%
Obesity	33.2%
High blood pressure	36.2%
High cholesterol	34.5%
Diabetes	10.5%
Heart disease	8.0%
Stroke	3.6%
Asthma	11.0%
Arthritis	30.6%
Kidney disease	3.4%
Pulmonary disease	10.0%
Cancer	7.9%

Behavior / access	%
Smoking	19.6%
Binge drinking	14.5%
No physical activity	23.2%
Less than 7 hrs sleep	33.7%
Depression	22.2%
Fair or poor health	14.6%
Poor mental health	14.2%
Poor physical health	11.3%
No health insurance	13.1%
Visited doctor (checkup)	76.1%
Visited dentist	61.0%
Cholesterol screening	89.8%
Teeth loss	20.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	223	10.7%

Disability	%
Any disability	17.4%
Under 18	9.4%
18–64 years	16.2%
65 and over	25.3%

Health insurance coverage

Type	%
Private insurance	70.9%
Public insurance	45.9%
No insurance	4.6%
Uninsured under 19	4.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,430	98.0%
Spanish	10	0.4%
Other Indo-European	0	0.0%
Asian & Pacific Islander	8	0.3%
Other languages	2	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,403	96.9%
Born in same state	2,397	96.7%
Born in different state	1,495	60.3%
Foreign born	6	0.2%
Naturalized citizen	76	3.1%
Not a US citizen	25	32.9%

Ancestry

Ancestry	Count	%
French	530	21.4%
Italian	417	16.8%
Arab	244	9.8%
German	99	4%

Ancestry	Count	%
Polish	13	0.5%
Dutch	5	0.2%
Norwegian	3	0.1%
Irish	1	0%

Technology access

Metric	% of households
Computer access	45.9%
Internet access	95.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04981

What city is ZIP code 04981 in?

ZIP code 04981 is primarily assigned to Stockton Springs, Maine.

What county is ZIP code 04981 in?

ZIP code 04981 falls within Waldo County, Maine.

Is ZIP code 04981 mostly owner-occupied?

87% of occupied units in ZIP code 04981 are owner-occupied, well above the national average.

Does ZIP code 04981 have a large retiree population?

42% of households in ZIP code 04981 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 04981 have a large veteran population?

11% of civilians in ZIP code 04981 are veterans, above the national average of ~7%.

What is the population of ZIP code 04981?

ZIP code 04981 has an estimated population of 2,479 residents, with a density of 66 people per square mile.

What timezone is ZIP code 04981 in?

ZIP code 04981 observes the EST timezone.